When was the last time you said "I must go to the bank?" In the era of online everything, this statement can seem a little weird, can't it? We don't often visit our bank in person. What's more, some banks don't even have their local branches and exist just online. We can open or close an account, deposit or withdraw money online. We make payments by online transfers from the comfort of our home. When we need some cash, we can get it out of a cashpoint (cash machine or ATM) located on every corner. When it comes to bills, they can be paid by standing orders or direct debits. Even if we want to take out a loan, we can do it online or over the phone. Don't worry, banks will charge us for their services anyway but at least we can save some time and avoid queues. Just be careful not to have an overdraft, as the interests will be real, not virtual.
open / close an account - otworzyć / zamknąć rachunek bankowy
deposit money - wpłacić pieniądze
withdraw money - wypłacić pieniądze
make payments - dokonywać płatności
online transfer - przelew internetowy
cashpoint (cash machine / ATM) - bankomat
standing order - zlecenie stałe
direct debit - polecenie zapłaty
take out a loan - zaciągnąć kredyt
charge - pobierać opłatę
have an overdraft - zrobić debet
interest - oprocentowanie
coat/jacket %/trousers/boots/bag - Zara
blouse - Mango
sweater %/belt - H&M